Your credit score helps you do great things, like buying a house, buying a car, paying for school, and overall helps you become better at living.
We found 6 ways to boost your credit score, here we go:
1. Make minimum payments on time
Each credit card has automated payments available. We recommend automating these payments at the minimum payment level for each credit card you own to make sure you never forget to pay a bill. Missing payments can damage your credit.
2. Raise your available credit
What are your total credit card minimums now? If you have not asked for a credit increase in a while, and you’ve been paying your bills, it’s time to check in with your banks to see if an increase is available.
3. Review + correct errors on your credit report
Negotiate any errors or mistakes with each credit card that you may have defaulted on to get you and your credit in a better place. After all, the person on the other line is human like you although they do have their companies (and big banks) best interest in mind.
4. Get your debt ratio in harmonious
Increase your debt-to-income ratio by making sure minimum payments are met and don’t borrow any more if possible.
5. Get by with the help of your family
I’m not saying marry for money! Lol. I am saying marry someone with a great credit score instead. 😉
6. Raise the Roof, By Raising your Credit
The higher your credit score the more likely you will be able to get a loan and increase your overall long term wealth and investments.
What other tips have you used to increase your credit score? Let us know in the comments below!
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